Terms and Conditions

Effective Date: January 06, 2025.

Welcome to the Krem Institute of Artificial Intelligence ("Krem Institute," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your access to and use of our website (https://krem.ai/) and related services, including purchasing A.I. Certification programs and other educational materials (collectively, the "Services"). By accessing or using our Services, you agree to comply with and be bound by these Terms. If you do not agree, you may not access or use our Services.

1. Acceptance of Terms

By using our website or purchasing any of our offerings, you confirm that you have read, understood, and agreed to these Terms.

2. Eligibility

You must be at least 18 years old or have the consent of a legal guardian to use our Services. By accessing our Services, you affirm that you meet these requirements.

3. User Accounts

To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.

4. Purchases and Refunds

  • Payment: All purchases must be made through our website using the accepted payment methods.

  • Refund Policy: Refunds are provided only within 7 days of purchase if you have not accessed or begun the program material. To request a refund, contact [email protected]

5. Intellectual Property

All content, materials, and branding on our website and Services are owned by K & L ADVISORS LTD. and are protected by intellectual property laws. You may not reproduce, distribute, or use any content without prior written consent.

6. User Conduct

You agree not to:

  • Use our Services for any unlawful purposes.

  • Violate any applicable laws or regulations.

  • Disrupt or interfere with the functionality of our Services.

7. Disclaimer of Warranties

Our Services are provided "as is" and "as available." We do not guarantee uninterrupted or error-free use of the Services. To the maximum extent permitted by law, we disclaim all warranties, express or implied.

8. Limitation of Liability

To the fullest extent permitted by law, K & L ADVISORS LTD. shall not be liable for any indirect, incidental, or consequential damages arising from the use of our Services.

Additionally, we are not responsible for how you use any branding materials provided by the Krem Institute or for the way you represent yourself as an A.I. Certified Agent or A.I. Certified Team in your marketing materials. It is your sole responsibility to ensure that your use of such materials complies with all applicable laws, regulations, and industry standards.

9. Indemnification

You agree to indemnify and hold harmless K & L ADVISORS LTD. from any claims, liabilities, or expenses arising from your use of our Services.

10. Changes to Terms

We may update these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our Services constitutes acceptance of the revised Terms.

11. Governing Law

These Terms are governed by the laws of Ohio. Any disputes shall be resolved exclusively in the courts of Ohio.

12. Contact Information

For questions or concerns about these Terms, contact us at [email protected]